/*
Theme Name: Scott Mason - The Loan Factory (Fintech Edition)
Version: 3.7.0
*/

:root {
  --navy: #0b1e44;
  --gold: #c9a24f;
  --gold-soft: #e8cc8d;
  --gold-deep: #b88b2e;
  --ink: #1c2433;
  --muted: #5e6778;
  --line: #e4e8ef;
  --surface: #f6f9fc;
  --white: #ffffff;
  --radius-md: 20px;
  --radius-lg: 30px;
  --shadow-sm: 0 12px 28px rgba(11, 30, 68, 0.09);
  --shadow-lg: 0 24px 60px rgba(11, 30, 68, 0.14);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: "Plus Jakarta Sans", "Avenir Next", "Segoe UI", sans-serif;
  line-height: 1.6;
}

.container {
  width: min(1160px, 92vw);
  margin: 0 auto;
}

/* Header */
.fintech-header {
  position: relative;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid #e7ebf2;
}

.fintech-header .main-nav {
  min-height: 126px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.fintech-header .logo-wrap {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.fintech-header .logo-link {
  display: inline-flex;
  align-items: center;
  line-height: 0;
}

.fintech-header .custom-logo {
  max-height: 104px;
  width: auto;
  height: auto;
}

.fintech-header .logo-text {
  text-decoration: none;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--navy);
  font-size: 1.2rem;
}

.fintech-header .menu-wrap {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-left: auto;
}

.fintech-header .nav-menu {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  gap: 24px;
}

.fintech-header .nav-menu li {
  margin: 0;
}

.fintech-header .nav-menu a {
  text-decoration: none;
  color: #16243f;
  font-weight: 700;
  font-size: 0.96rem;
  letter-spacing: 0.01em;
  padding: 8px 0;
  border-bottom: 2px solid transparent;
}

.fintech-header .nav-menu a:hover,
.fintech-header .nav-menu .current-menu-item > a,
.fintech-header .nav-menu .current-page-ancestor > a {
  color: var(--navy);
  border-bottom-color: var(--gold);
  box-shadow: inset 0 -2px 0 var(--gold);
}

.fintech-header .header-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 16px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 800;
  font-size: 0.88rem;
  color: var(--navy);
  background: #fff;
  border: 1px solid rgba(11, 30, 68, 0.25);
  box-shadow: 0 8px 18px rgba(11, 30, 68, 0.07);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}

.fintech-header .header-cta:hover {
  transform: translateY(-1px);
  border-color: var(--gold);
  box-shadow: 0 12px 22px rgba(11, 30, 68, 0.1);
}

.fintech-header .mobile-menu-toggle {
  display: none;
  width: 46px;
  height: 46px;
  border-radius: 10px;
  border: 1px solid #dbe2ee;
  background: #fff;
  cursor: pointer;
}

.fintech-header .mobile-menu-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--navy);
  margin: 3px auto;
  border-radius: 2px;
}

/* Header dropdowns */
.fintech-header .nav-menu .menu-item-has-children {
  position: relative;
}

.fintech-header .nav-menu .sub-menu {
  list-style: none;
  margin: 0;
  padding: 10px;
  position: absolute;
  top: calc(100% + 10px);
  left: 0;
  min-width: 260px;
  background: #fff;
  border: 1px solid #dfe5ef;
  border-radius: 14px;
  box-shadow: 0 18px 34px rgba(10, 25, 55, 0.12);
  display: none;
  z-index: 1002;
}

.fintech-header .nav-menu .sub-menu li {
  margin: 0;
}

.fintech-header .nav-menu .sub-menu a {
  display: block;
  padding: 9px 10px;
  border-radius: 10px;
  border-bottom: 0;
  font-size: 0.92rem;
  font-weight: 700;
}

.fintech-header .nav-menu .sub-menu a:hover {
  background: #f5f8fd;
}

.fintech-header .nav-menu .menu-item-has-children:hover > .sub-menu,
.fintech-header .nav-menu .menu-item-has-children:focus-within > .sub-menu {
  display: block;
}

/* Shared button */
.fin-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 220px;
  width: 220px;
  min-height: 56px;
  padding: 0 24px;
  border-radius: 999px;
  border: 2px solid rgba(11, 30, 68, 0.28);
  text-decoration: none;
  font-weight: 800;
  font-size: 0.98rem;
  line-height: 1;
  text-align: center;
  color: var(--navy);
  background: #fff;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}

.fin-btn:hover {
  transform: translateY(-2px);
  border-color: var(--gold);
  box-shadow: 0 14px 28px rgba(11, 30, 68, 0.12);
}

/* Home */
.home-fintech {
  background:
    radial-gradient(1000px 500px at 90% -8%, rgba(201, 162, 79, 0.14), transparent 60%),
    radial-gradient(800px 400px at -15% 25%, rgba(10, 31, 68, 0.08), transparent 60%),
    #fff;
}

.home-fintech .container {
  width: min(1160px, 92vw);
  margin: 0 auto;
}

.home-fintech .fin-section {
  padding: 88px 0;
}

.home-fintech h1,
.home-fintech h2,
.home-fintech h3 {
  margin: 0;
  color: var(--navy);
  line-height: 1.1;
}

.home-fintech p {
  margin: 0;
  color: var(--muted);
}

.fin-hero {
  padding: 88px 0 85px;
  text-align: center;
}

.fin-eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--navy);
  border: 1px solid rgba(11, 30, 68, 0.18);
  border-radius: 999px;
  padding: 10px 14px;
  background: rgba(255, 255, 255, 0.78);
}

.hero-title {
  max-width: 980px;
  margin: 16px auto 0;
  font-size: clamp(2.8rem, 6vw, 5.2rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
  font-weight: 800;
  text-align: center;
}

.hero-title .line-1,
.hero-title .line-2 {
  display: block;
}

.hero-title .line-1 {
  color: var(--navy);
}

.hero-title .line-2 {
  margin-top: 6px;
  color: var(--gold);
}

.hero-title.with-underline .line-2::after {
  content: "";
  display: block;
  width: min(600px, 85vw);
  height: 10px;
  margin: 14px auto 0;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft));
}

.fin-subhead {
  max-width: 860px;
  margin: 18px auto 0;
  font-size: clamp(1rem, 2.2vw, 1.22rem);
  text-align: center;
}

.fin-cta-row {
  margin-top: 34px;
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.fin-trust-strip {
  margin: 34px auto 0;
  display: flex;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
}

.fin-trust-strip span {
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 8px 12px;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--ink);
  background: #fff;
}

.fin-section-title {
  text-align: center;
  font-size: clamp(1.8rem, 3.5vw, 3rem);
  letter-spacing: -0.03em;
  font-weight: 800;
}

.fin-section-subtitle {
  text-align: center;
  max-width: 760px;
  margin: 12px auto 36px;
}

.fin-advantage {
  background:
    radial-gradient(900px 360px at 8% -20%, rgba(201, 162, 79, 0.18), transparent 60%),
    radial-gradient(900px 360px at 92% -20%, rgba(201, 162, 79, 0.1), transparent 60%),
    var(--surface);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.fin-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.fin-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  min-width: 0;
}

.fin-kicker {
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-deep);
  margin-bottom: 10px;
}

.fin-kicker.center {
  text-align: center;
}

.fin-card h3 {
  position: relative;
  padding-bottom: 8px;
  margin-bottom: 8px;
}

.fin-card h3::after {
  content: "";
  display: block;
  width: 52px;
  height: 4px;
  margin-top: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft));
}

/* Optional FTHB explainer strip */
.fthb-strip {
  padding: 24px 0;
  background: linear-gradient(90deg, rgba(201, 162, 79, 0.1), rgba(201, 162, 79, 0.02));
  border-top: 1px solid #ead8ae;
  border-bottom: 1px solid #ead8ae;
}

.fthb-strip p {
  max-width: 980px;
  margin: 0 auto;
  text-align: center;
  color: var(--ink);
  font-weight: 600;
}

.orlando-focus-callout {
  padding: 34px 0;
}

.orlando-focus-callout h2 {
  margin: 4px 0 12px;
  text-align: center;
  color: var(--navy);
  font-size: clamp(1.5rem, 3vw, 2.15rem);
  letter-spacing: -0.02em;
}

.orlando-focus-callout p {
  max-width: 920px;
  margin: 0 auto 8px;
  text-align: center;
}

.orlando-focus-callout .orlando-focus-communities {
  font-weight: 700;
  color: var(--navy);
  margin-top: 12px;
}

.orlando-focus-callout .fin-cta-row {
  margin-top: 20px;
}

.home-fintech .fin-programs-quick {
  padding-top: 74px;
  padding-bottom: 82px;
}

.home-fintech .fin-programs-quick .fin-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 24px;
}

.home-fintech .fin-programs-quick .fin-section-title {
  margin-bottom: 28px;
}

.home-fintech .fin-programs-quick .fin-card {
  padding: 34px;
  display: flex;
  flex-direction: column;
}

.home-fintech .program-link-wrap {
  margin-top: auto;
  padding-top: 16px;
}

.home-fintech .program-link-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 16px;
  border-radius: 999px;
  border: 2px solid rgba(11, 30, 68, 0.25);
  color: var(--navy);
  text-decoration: none;
  font-weight: 800;
  font-size: 0.9rem;
  background: #fff;
}

.home-fintech .program-link-btn:hover {
  border-color: var(--gold);
}

.home-fintech .fin-home-faq {
  padding-top: 20px;
  padding-bottom: 8px;
}

.home-fintech .fin-home-faq .program-feature-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 18px;
}

.home-fintech .fin-home-faq .feature-item {
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fbfdff;
  padding: 14px;
}

.home-fintech .fin-home-faq .feature-item h3 {
  margin: 0 0 6px;
  font-size: 1.08rem;
  color: var(--navy);
}

.home-fintech .fin-home-faq .feature-item h3::after {
  width: min(420px, 92%);
  height: 10px;
  margin-top: 10px;
}

.home-fintech .fin-home-faq .feature-item p {
  margin: 0;
}

/* Calculator */
.fin-calculator-wrap {
  background: linear-gradient(180deg, #f7fafd, #edf3fa);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: clamp(22px, 3vw, 42px);
  box-shadow: var(--shadow-lg);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 26px;
  align-items: start;
}

.fin-calculator-copy h2 {
  max-width: 16ch;
  margin-bottom: 10px;
  font-size: clamp(2rem, 3.5vw, 3.1rem);
  line-height: 1.08;
  letter-spacing: -0.02em;
}

.fin-calculator-copy p {
  max-width: 34ch;
  margin-bottom: 18px;
}

.fin-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 9px;
}

.fin-list li {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 10px 12px;
  color: var(--ink);
  font-weight: 600;
}

.fin-calculator-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 26px;
  box-shadow: var(--shadow-sm);
}

.fin-calculator-card .fin-kicker {
  margin-bottom: 8px;
  text-align: center;
}

.fin-calculator-card .calculator-wrapper h3,
.fin-calculator-card .calculator-title {
  font-size: clamp(1.7rem, 2.4vw, 2.2rem);
  line-height: 1.12;
  margin: 0 0 14px;
  text-align: left;
}

.fin-calculator-card .calc-input-group {
  margin-bottom: 14px;
}

.fin-calculator-card label {
  display: block;
  margin-bottom: 6px;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--ink);
}

.fin-calculator-card input {
  width: 100%;
  min-height: 44px;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 10px 12px;
  font-size: 1rem;
}

.fin-calculator-card button,
.fin-calculator-card .btn {
  min-height: 46px;
  padding: 0 20px;
  border-radius: 999px;
  border: 2px solid rgba(11, 30, 68, 0.3);
  background: #fff;
  color: var(--navy);
  font-weight: 800;
}

.fin-calculator-card .rent-vs-own-input-container .rvo-cta-wrap {
  margin: 18px 0 0;
}

.fin-calculator-card .rent-vs-own-input-container .rvo-cta-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 20px;
  border-radius: 999px;
  border: 2px solid rgba(11, 30, 68, 0.3);
  background: #fff;
  color: var(--navy);
  font-weight: 800;
  font-size: 1rem;
  line-height: 1;
  text-decoration: none;
}

.fin-calculator-card .rent-vs-own-input-container .rvo-cta-btn:hover {
  border-color: var(--gold);
}

.fin-calculator-card .rent-vs-own-input-container .rvo-disclaimer {
  margin-top: 12px;
  font-size: 0.9rem;
  color: var(--muted);
}

/* Guarantee */
.fin-guarantee {
  position: relative;
  background: linear-gradient(140deg, #0a1c40, #102a5a);
  border: 2px solid rgba(201, 162, 79, 0.7);
  border-radius: var(--radius-lg);
  padding: clamp(24px, 4vw, 46px);
  box-shadow: var(--shadow-lg);
  text-align: center;
  overflow: hidden;
}

.fin-guarantee::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, transparent 0%, var(--gold) 50%, transparent 100%);
}

.fin-guarantee h2 {
  color: #fff;
  font-size: clamp(1.9rem, 3.6vw, 3rem);
  letter-spacing: -0.03em;
  margin-bottom: 14px;
}

.fin-guarantee h2 span {
  color: var(--gold);
}

.fin-guarantee p {
  color: rgba(255, 255, 255, 0.86);
  max-width: 760px;
  margin: 0 auto;
}

.fin-fineprint {
  margin-top: 12px;
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.68);
}

.fin-guarantee .fin-kicker {
  color: #f2d59f;
}

/* Footer */
.fintech-footer {
  background: #031335;
  border-top: 2px solid rgba(201, 162, 79, 0.6);
  color: rgba(255, 255, 255, 0.82);
  padding: 64px 0 28px;
}

.fin-footer-top {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 38px;
  padding-bottom: 34px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.fintech-footer .fin-footer-heading {
  margin: 0 0 16px;
  color: #fff;
  font-size: 1.05rem;
  font-weight: 800;
  letter-spacing: 0.01em;
}

.fintech-footer p {
  margin: 0 0 10px;
  line-height: 1.6;
}

.fintech-footer a {
  color: rgba(255, 255, 255, 0.9);
  text-decoration: none;
}

.fin-social-links {
  margin-top: 14px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.fin-social-links a {
  width: 38px;
  height: 38px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.28);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: border-color 0.2s ease, transform 0.2s ease, color 0.2s ease;
}

.fin-social-links a svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

.fin-social-links a:hover {
  color: #fff;
  border-color: rgba(201, 162, 79, 0.95);
  transform: translateY(-1px);
}

.fin-footer-links ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.fin-footer-links li {
  margin-bottom: 10px;
}

.fin-footer-compliance {
  padding: 26px 0 16px;
}

.fin-footer-bottom {
  padding-top: 8px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

/* About page */
.about-page .about-hero {
  padding: 82px 0 54px;
  background:
    radial-gradient(900px 420px at 88% -8%, rgba(201, 162, 79, 0.14), transparent 60%),
    linear-gradient(180deg, #fff 0%, #f8fbff 100%);
  border-bottom: 1px solid var(--line);
  text-align: center;
}

.about-page .about-eyebrow {
  display: inline-block;
  margin: 0 0 10px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.about-page .about-hero h1 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(2.2rem, 5vw, 4rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
  display: inline-block;
  position: relative;
  padding-bottom: 20px;
}

.about-page .about-hero h1::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft));
}

.about-page .about-hero p {
  margin: 14px auto 0;
  max-width: 700px;
  color: var(--muted);
  font-size: clamp(1rem, 2vw, 1.2rem);
}

.about-page .about-section {
  padding: 66px 0;
  background: var(--surface);
}

.about-page .about-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 24px;
  align-items: start;
}

.about-page .about-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 30px;
  box-shadow: var(--shadow-sm);
}

.about-page .bio-top {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 16px;
}

.about-page .bio-image {
  width: 108px;
  height: 108px;
  border-radius: 50%;
  overflow: hidden;
  background: linear-gradient(135deg, var(--navy), #1b3b76);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.about-page .bio-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.about-page .about-bio h2,
.about-page .about-technology h2 {
  margin: 0 0 8px;
  color: var(--navy);
  font-size: clamp(1.5rem, 2.6vw, 2.2rem);
  line-height: 1.15;
}

.about-page .bio-meta {
  margin: 0;
  color: var(--gold);
  font-weight: 700;
  font-size: 0.95rem;
  line-height: 1.35;
}

.about-page .about-bio p,
.about-page .about-technology p {
  margin: 0 0 16px;
  color: var(--muted);
  line-height: 1.58;
}

.about-page .about-technology h2 span {
  color: var(--gold);
}

.about-page .about-technology ul {
  margin: 16px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 12px;
}

.about-page .about-technology li {
  margin: 0;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fbfdff;
  color: var(--ink);
}

.about-page .about-cta {
  margin-top: 20px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.about-page .program-checks {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 18px 0 0;
}

.about-page .program-checks span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 12px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  color: var(--navy);
  font-size: 0.82rem;
  font-weight: 700;
  line-height: 1;
}

.about-page .program-checks a {
  color: var(--navy);
  text-decoration: none;
}

.about-page .program-checks a:hover {
  color: var(--gold-deep);
}

/* Loan Programs */
.loan-page .loan-hero {
  padding: 82px 0 54px;
  background:
    radial-gradient(900px 420px at 88% -8%, rgba(201, 162, 79, 0.14), transparent 60%),
    linear-gradient(180deg, #fff 0%, #f8fbff 100%);
  border-bottom: 1px solid var(--line);
  text-align: center;
}

.loan-page .loan-eyebrow {
  display: block;
  margin: 0 0 10px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.loan-page .loan-hero h1 {
  display: inline-block;
  position: relative;
  margin: 8px auto 0;
  padding-bottom: 20px;
  font-size: clamp(2.2rem, 5vw, 4rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: var(--navy);
}

.loan-page .loan-hero h1::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 10px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--gold-deep) 0%, var(--gold) 40%, var(--gold-soft) 100%);
  box-shadow: 0 6px 16px rgba(201, 162, 79, 0.35);
}

.loan-page .loan-hero p {
  margin: 14px auto 0;
  max-width: 760px;
  color: var(--muted);
  font-size: clamp(1rem, 2vw, 1.2rem);
}

.loan-page .loan-programs-section {
  padding: 66px 0 74px;
  background: var(--surface);
}

.loan-page .loan-programs-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.loan-page .loan-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 24px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  min-height: 290px;
}

.loan-page .loan-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(201, 162, 79, 0.14);
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 10px;
  font-size: 1.2rem;
}

.loan-page .loan-card h3 {
  margin: 0 0 6px;
  color: var(--navy);
  font-size: 1.35rem;
  line-height: 1.15;
}

.loan-page .loan-subtitle {
  margin: 0 0 14px;
  color: var(--gold);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.loan-page .loan-card-body p {
  margin: 0 0 18px;
  color: var(--muted);
  line-height: 1.6;
}

.loan-page .loan-learn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 16px;
  border-radius: 999px;
  border: 2px solid rgba(11, 30, 68, 0.25);
  color: var(--navy);
  text-decoration: none;
  font-weight: 800;
  font-size: 0.9rem;
  background: #fff;
}

.loan-page .loan-learn:hover {
  border-color: var(--gold);
  transform: translateY(-1px);
}

.loan-page .loan-cta {
  padding: 64px 0;
  text-align: center;
  background: linear-gradient(140deg, #0a1c40, #102a5a);
  border-top: 2px solid rgba(201, 162, 79, 0.55);
}

.loan-page .loan-cta h2 {
  margin: 0 0 10px;
  color: #fff;
  font-size: clamp(1.8rem, 3.6vw, 2.8rem);
}

.loan-page .loan-cta p {
  margin: 0 auto 22px;
  max-width: 700px;
  color: rgba(255, 255, 255, 0.86);
}

.loan-page .loan-cta-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0 24px;
  border-radius: 999px;
  background: #fff;
  color: var(--navy);
  text-decoration: none;
  font-weight: 800;
  border: 2px solid #fff;
}

/* DPA page */
.dpa-page .dpa-hero {
  padding: 82px 0 54px;
  background:
    radial-gradient(900px 420px at 88% -8%, rgba(201, 162, 79, 0.14), transparent 60%),
    linear-gradient(180deg, #fff 0%, #f8fbff 100%);
  border-bottom: 1px solid var(--line);
  text-align: center;
}

.dpa-page .dpa-eyebrow {
  display: inline-block;
  margin: 0 0 10px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.dpa-page .dpa-hero h1 {
  display: inline-block;
  position: relative;
  margin: 0;
  padding-bottom: 18px;
  color: var(--navy);
  font-size: clamp(2.1rem, 5vw, 3.8rem);
  line-height: 1.06;
  letter-spacing: -0.03em;
}

.dpa-page .dpa-hero h1::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft));
}

.dpa-page .dpa-hero p {
  margin: 14px auto 0;
  max-width: 780px;
  color: var(--muted);
  font-size: clamp(1rem, 2vw, 1.2rem);
}

.dpa-page .dpa-section {
  padding: 66px 0;
  background: var(--surface);
}

.dpa-page .dpa-layout {
  display: grid;
  grid-template-columns: 1.25fr 0.75fr;
  gap: 22px;
  align-items: start;
}

.dpa-page .dpa-main-card,
.dpa-page .dpa-side-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 28px;
  box-shadow: var(--shadow-sm);
}

.dpa-page .dpa-benefits {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 10px 0 24px;
}

.dpa-page .dpa-benefit-card {
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fbfdff;
  padding: 14px;
}

.dpa-page .dpa-list {
  margin: 8px 0 26px;
  padding-left: 20px;
}

.dpa-page .dpa-program-list {
  display: grid;
  gap: 12px;
}

.dpa-page .program-item {
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fbfdff;
  padding: 14px;
}

.dpa-page .dpa-cta-band {
  padding: 60px 0;
  text-align: center;
  background: linear-gradient(140deg, #0a1c40, #102a5a);
  border-top: 2px solid rgba(201, 162, 79, 0.55);
}

.dpa-page .dpa-cta-band h2 {
  margin: 0 0 10px;
  color: #fff;
  font-size: clamp(1.8rem, 3.6vw, 2.8rem);
}

.dpa-page .dpa-cta-band p {
  margin: 0 auto 22px;
  max-width: 700px;
  color: rgba(255, 255, 255, 0.86);
}

.dpa-page .dpa-band-btn {
  display: inline-flex !important;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 26px;
  border-radius: 999px;
  border: 2px solid #fff !important;
  background: #fff !important;
  color: var(--navy) !important;
  text-decoration: none !important;
  font-weight: 800;
}

/* Shared program page */
.program-page .program-hero {
  padding: 82px 0 54px;
  background:
    radial-gradient(900px 420px at 88% -8%, rgba(201, 162, 79, 0.14), transparent 60%),
    linear-gradient(180deg, #fff 0%, #f8fbff 100%);
  border-bottom: 1px solid var(--line);
  text-align: center;
}

.program-page .program-eyebrow {
  display: block;
  margin: 0 0 10px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.program-page .program-hero h1 {
  display: inline-block;
  position: relative;
  margin: 0 auto;
  padding-bottom: 18px;
  color: var(--navy);
  font-size: clamp(2.1rem, 5vw, 3.8rem);
  line-height: 1.06;
  letter-spacing: -0.03em;
}

.program-page .program-hero h1::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft));
}

.program-page .program-hero p {
  margin: 14px auto 0;
  max-width: 780px;
  color: var(--muted);
  font-size: clamp(1rem, 2vw, 1.2rem);
}

/* Program page content + buttons */
.program-page .program-section {
  padding: 66px 0;
  background: var(--surface);
}

.program-page .program-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 22px;
  align-items: start;
}

.program-page .program-main-card,
.program-page .program-side-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 28px;
  box-shadow: var(--shadow-sm);
}

.program-page .program-benefits {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 10px 0 24px;
}

.program-page .program-benefit-card,
.program-page .feature-item {
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fbfdff;
  padding: 14px;
}

.program-page .program-feature-list {
  display: grid;
  gap: 12px;
}

.program-page .feature-item h3 {
  margin: 0;
}

.program-page .feature-item h3 a,
.program-page .feature-item h3 a:visited {
  display: block;
  color: var(--navy);
  text-decoration: none;
  font-weight: 800;
}

.program-page .feature-item h3 a:hover {
  color: var(--gold-deep);
}

.areas-page .areas-city-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 20px;
}

.areas-page .areas-city-card,
.areas-page .areas-city-card:visited {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  gap: 10px;
  min-height: 176px;
  padding: 20px 16px;
  border-radius: 18px;
  border: 1px solid var(--line);
  background: linear-gradient(180deg, #ffffff, #fbfdff);
  box-shadow: var(--shadow-sm);
  text-decoration: none;
  color: var(--navy);
  transition: transform 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
}

.areas-page .areas-city-card:hover {
  transform: translateY(-3px);
  border-color: rgba(201, 162, 79, 0.55);
  box-shadow: 0 18px 34px rgba(11, 30, 68, 0.12);
}

.areas-page .areas-city-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 72px;
  height: 72px;
  border-radius: 14px;
  background: rgba(201, 162, 79, 0.14);
  color: var(--gold-deep);
  font-size: 0.88rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.areas-page .areas-city-icon i,
.areas-page .areas-city-icon svg {
  width: 34px;
  height: 34px;
  color: inherit;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.9;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.areas-page .areas-city-name {
  color: var(--navy);
  font-size: 1.22rem;
  font-weight: 800;
  line-height: 1.15;
  margin-top: 0;
  text-align: center;
}

.areas-page .areas-city-meta {
  color: var(--muted);
  font-size: 0.88rem;
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: 0.02em;
}

.areas-page .areas-city-copy {
  color: var(--muted);
  font-size: 0.98rem;
  line-height: 1.55;
}

.program-page .program-checks {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 10px 0 20px;
}

.program-page .program-checks span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 12px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  color: var(--navy);
  font-size: 0.82rem;
  font-weight: 700;
  line-height: 1;
}

.program-page .program-side-card .program-cta-btn,
.program-page .program-side-card .program-cta-btn:visited {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 22px;
  border-radius: 999px;
  border: 2px solid rgba(11, 30, 68, 0.25);
  background: #fff;
  color: var(--navy);
  text-decoration: none;
  font-weight: 800;
  line-height: 1;
  box-shadow: 0 10px 24px rgba(11, 30, 68, 0.08);
}

.program-page .program-side-card .program-cta-btn:hover {
  border-color: var(--gold);
  transform: translateY(-2px);
}

.contact-page .contact-direct-links {
  display: grid;
  gap: 12px;
  margin-top: 8px;
}

.contact-page .contact-direct-item {
  margin: 0;
  padding: 14px 16px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fbfdff;
}

.contact-page .contact-direct-item strong {
  display: block;
  margin-bottom: 6px;
  color: var(--navy);
  font-size: 0.9rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}

.contact-page .contact-direct-link,
.contact-page .contact-direct-link:visited {
  color: var(--navy);
  text-decoration: none;
  font-weight: 800;
  font-size: 1.05rem;
  word-break: break-word;
}

.contact-page .contact-direct-link:hover {
  color: var(--gold-deep);
}

.program-page .program-cta-band {
  padding: 60px 0;
  text-align: center;
  background: linear-gradient(140deg, #0a1c40, #102a5a);
  border-top: 2px solid rgba(201, 162, 79, 0.55);
}

.program-page .program-cta-band h2 {
  margin: 0 0 10px;
  color: #fff;
  font-size: clamp(1.8rem, 3.6vw, 2.8rem);
}

.program-page .program-cta-band p {
  margin: 0 auto 22px;
  max-width: 700px;
  color: rgba(255, 255, 255, 0.86);
}

.program-page .program-cta-band .program-band-btn,
.program-page .program-cta-band .program-band-btn:visited {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 28px;
  border-radius: 999px;
  border: 2px solid #ffffff;
  background: #ffffff;
  color: var(--navy);
  text-decoration: none;
  font-weight: 800;
  font-size: 1rem;
  line-height: 1;
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.15);
}

.program-page .program-cta-band .program-band-btn:hover {
  transform: translateY(-2px);
  border-color: #f0cf8f;
}

/* Plugin cleanup */
.rent-vs-own-input-container h1,
.rent-vs-own-input-container h2,
.rent-vs-own-input-container h3,
.rent-vs-own-input-container .calculator-title,
.rent-vs-own-input-container .title,
.rent-vs-own-input-container .rent-vs-own-title {
  display: none !important;
}

/* Mobile */
@media (max-width: 980px) {
  .fintech-header .main-nav {
    min-height: 94px;
  }

  .fintech-header .custom-logo {
    max-height: 76px;
  }

  .fintech-header .mobile-menu-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-left: auto;
  }

  .fintech-header .menu-wrap {
    position: absolute;
    top: calc(100% + 8px);
    left: 16px;
    right: 16px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 14px;
    background: #fff;
    border: 1px solid #dfe5ef;
    border-radius: 16px;
    box-shadow: 0 18px 34px rgba(10, 25, 55, 0.12);
    padding: 16px;
  }

  .fintech-header .menu-wrap.active {
    display: flex;
  }

  .fintech-header .nav-menu {
    flex-direction: column;
    align-items: stretch;
    gap: 8px;
  }

  .fintech-header .nav-menu .sub-menu {
    position: static;
    display: block;
    min-width: 0;
    box-shadow: none;
    border: 0;
    padding: 6px 0 0 14px;
    margin-top: 4px;
  }

  .fintech-header .nav-menu .sub-menu a {
    padding: 7px 0;
    font-size: 0.9rem;
  }

  .home-fintech .fin-section {
    padding: 70px 0;
  }

  .fin-grid,
  .fin-calculator-wrap,
  .about-page .about-grid,
  .loan-page .loan-programs-grid,
  .dpa-page .dpa-layout,
  .program-page .program-grid,
  .program-page .program-benefits {
    grid-template-columns: 1fr;
  }

  .fin-hero {
    padding: 80px 0 62px;
  }

  .fin-btn {
    flex: 0 0 100%;
    width: 100%;
    min-width: 0;
    max-width: 100%;
  }

  .fin-footer-top {
    grid-template-columns: 1fr;
    gap: 26px;
  }

  .fin-footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }

  .dpa-page .dpa-benefits {
    grid-template-columns: 1fr;
  }

  .about-page .bio-image {
    width: 90px;
    height: 90px;
  }

  .program-page .program-main-card,
  .program-page .program-side-card {
    padding: 22px;
  }

  .fthb-strip {
    padding: 20px 0;
  }

  .areas-page .areas-city-grid {
    grid-template-columns: 1fr;
  }
}
/* ===== HOME ALIGNMENT + LONGER GOLD UNDERLINES (FINAL OVERRIDE) ===== */
.home-fintech,
.home-fintech .fin-hero,
.home-fintech .fin-hero .container {
  overflow: visible !important;
}

.home-fintech .fin-hero .container {
  width: min(1160px, 92vw) !important;
  max-width: 1160px !important;
  margin: 0 auto !important;
  padding-left: 16px !important;
  padding-right: 16px !important;
  text-align: center !important;
}

.home-fintech .fin-hero h1,
.home-fintech .fin-subhead {
  margin-left: auto !important;
  margin-right: auto !important;
  text-align: center !important;
  left: auto !important;
  right: auto !important;
  transform: none !important;
}

.home-fintech .fin-subhead {
  max-width: 980px !important;
}

/* Keep section heading/subtitle centered */
.home-fintech .fin-section-title,
.home-fintech .fin-section-subtitle {
  text-align: center !important;
  margin-left: auto !important;
  margin-right: auto !important;
}

/* Longer gold underline under card titles */
.home-fintech .fin-card h3::after {
  width: 92px !important;
  height: 5px !important;
  margin-top: 10px !important;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
}

/* If your hero uses the split title line underline, make that longer too */
.home-fintech .hero-title.with-underline .line-2::after {
  width: min(760px, 92vw) !important;
}
/* ===== HOME FINAL VISUAL LOCK ===== */

/* Big hero + color */
.home-fintech .hero-title {
  max-width: 1200px !important;
  margin: 16px auto 0 !important;
  font-size: clamp(3rem, 8vw, 6.4rem) !important;
  line-height: 1.02 !important;
  letter-spacing: -0.04em !important;
  font-weight: 800 !important;
  text-align: center !important;
}

.home-fintech .hero-title .line-1,
.home-fintech .hero-title .line-2 {
  display: block !important;
}

.home-fintech .hero-title .line-1 {
  color: var(--navy) !important;
}

.home-fintech .hero-title .line-2 {
  margin-top: 6px !important;
  color: var(--gold) !important;
}

/* Long gold underline under hero */
.home-fintech .hero-title.with-underline .line-2::after {
  content: "" !important;
  display: block !important;
  width: min(900px, 92vw) !important;
  height: 12px !important;
  margin: 16px auto 0 !important;
  border-radius: 999px !important;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
  box-shadow: 0 8px 18px rgba(201, 162, 79, 0.35) !important;
}

/* Longer underlines in Wholesale Advantage cards */
.home-fintech .fin-card h3::after {
  width: 160px !important;
  height: 6px !important;
  margin-top: 10px !important;
  border-radius: 999px !important;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
}
/* ===== HERO + ADVANTAGE UNDERLINE TUNE ===== */
.home-fintech .hero-title {
  font-size: clamp(2.4rem, 6.2vw, 4.9rem) !important;
  line-height: 1.04 !important;
  max-width: 1150px !important;
}

.home-fintech .hero-title.with-underline .line-2::after {
  width: min(700px, 90vw) !important;
  height: 10px !important;
  margin-top: 14px !important;
}

.home-fintech .fin-card h3::after {
  width: 180px !important;
  height: 6px !important;
}
/* Hero split style lock */
.home-fintech .hero-title {
  max-width: 980px !important;
  margin: 16px auto 0 !important;
  font-size: clamp(2.8rem, 6vw, 5.2rem) !important;
  line-height: 1.05 !important;
  letter-spacing: -0.03em !important;
  font-weight: 800 !important;
  text-align: center !important;
}

.home-fintech .hero-title .line-1,
.home-fintech .hero-title .line-2 {
  display: block !important;
}

.home-fintech .hero-title .line-1 {
  color: var(--navy) !important;
}

.home-fintech .hero-title .line-2 {
  margin-top: 6px !important;
  color: var(--gold) !important;
}

.home-fintech .hero-title.with-underline .line-2::after {
  content: "" !important;
  display: block !important;
  width: min(640px, 90vw) !important;
  height: 10px !important;
  margin: 14px auto 0 !important;
  border-radius: 999px !important;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
}
/* Single-line hero title */
.home-fintech .hero-title.hero-title-single {
  display: inline-block !important;
  white-space: nowrap !important;
  font-size: clamp(2rem, 4.4vw, 3.8rem) !important;
  line-height: 1.08 !important;
  letter-spacing: -0.03em !important;
  font-weight: 800 !important;
  color: var(--navy) !important;
  margin: 18px auto 0 !important;
  position: relative !important;
  padding-bottom: 16px !important;
}

.home-fintech .hero-title.hero-title-single::after {
  content: "" !important;
  position: absolute !important;
  left: 0 !important;
  bottom: 0 !important;
  width: 100% !important;
  height: 10px !important;
  border-radius: 999px !important;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
}

@media (max-width: 980px) {
  .home-fintech .hero-title.hero-title-single {
    white-space: normal !important;
  }
}
/* One-line hero with gold ending */
.home-fintech .hero-title.hero-title-single {
  display: inline-flex !important;
  align-items: baseline !important;
  gap: 0.28em !important;
  white-space: nowrap !important;
  font-size: clamp(2rem, 4.4vw, 3.8rem) !important;
  line-height: 1.08 !important;
  letter-spacing: -0.03em !important;
  font-weight: 800 !important;
  margin: 18px auto 0 !important;
  position: relative !important;
  padding-bottom: 16px !important;
}

.home-fintech .hero-title.hero-title-single .hero-navy {
  color: var(--navy) !important;
}

.home-fintech .hero-title.hero-title-single .hero-gold {
  color: var(--gold) !important;
}

.home-fintech .hero-title.hero-title-single::after {
  content: "" !important;
  position: absolute !important;
  left: 0 !important;
  bottom: 0 !important;
  width: 100% !important;
  height: 10px !important;
  border-radius: 999px !important;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
}

@media (max-width: 980px) {
  .home-fintech .hero-title.hero-title-single {
    display: block !important;
    white-space: normal !important;
  }
}
/* ===== MOBILE HERO COLOR + UNDERLINE FIX ===== */
@media (max-width: 980px) {
  /* If using split hero (line-1 / line-2) */
  .home-fintech .hero-title.with-underline .line-1 {
    color: var(--navy) !important;
  }

  .home-fintech .hero-title.with-underline .line-2 {
    color: var(--gold) !important;
  }

  .home-fintech .hero-title.with-underline .line-2::after {
    content: "" !important;
    display: block !important;
    width: min(360px, 88vw) !important;
    height: 8px !important;
    margin: 10px auto 0 !important;
    border-radius: 999px !important;
    background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
  }

  /* If using one-line hero with span classes */
  .home-fintech .hero-title.hero-title-single .hero-navy {
    color: var(--navy) !important;
  }

  .home-fintech .hero-title.hero-title-single .hero-gold {
    color: var(--gold) !important;
  }

  .home-fintech .hero-title.hero-title-single::after {
    content: "" !important;
    display: block !important;
    width: min(360px, 88vw) !important;
    height: 8px !important;
    margin: 10px auto 0 !important;
    border-radius: 999px !important;
    background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
    position: static !important;
  }

  /* Wholesale card underline on mobile */
  .home-fintech .fin-card h3::after {
    width: 120px !important;
    height: 5px !important;
    background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
  }
}
/* ===== HERO COLOR + UNDERLINE FIX (desktop + mobile) ===== */
.home-fintech .hero-title.hero-title-single {
  display: inline-flex !important;
  align-items: baseline !important;
  gap: 0.28em !important;
  font-size: clamp(2rem, 4.4vw, 3.8rem) !important;
  line-height: 1.08 !important;
  font-weight: 800 !important;
  letter-spacing: -0.03em !important;
  margin: 18px auto 0 !important;
  position: relative !important;
  padding-bottom: 16px !important;
}

.home-fintech .hero-title.hero-title-single .hero-navy {
  color: var(--navy) !important;
}

.home-fintech .hero-title.hero-title-single .hero-gold {
  color: var(--gold) !important;
}

.home-fintech .hero-title.hero-title-single::after {
  content: "" !important;
  position: absolute !important;
  left: 0 !important;
  bottom: 0 !important;
  width: 100% !important;
  height: 10px !important;
  border-radius: 999px !important;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
}

/* Mobile: keep color + force underline render */
@media (max-width: 980px) {
  .home-fintech .hero-title.hero-title-single {
    display: block !important;
    white-space: normal !important;
    text-align: center !important;
  }

  .home-fintech .hero-title.hero-title-single .hero-navy,
  .home-fintech .hero-title.hero-title-single .hero-gold {
    display: inline !important;
  }

  .home-fintech .hero-title.hero-title-single::after {
    content: "" !important;
    display: block !important;
    position: static !important;
    width: min(360px, 88vw) !important;
    height: 8px !important;
    margin: 10px auto 0 !important;
    border-radius: 999px !important;
    background: linear-gradient(90deg, var(--gold-deep), var(--gold), var(--gold-soft)) !important;
  }
}
/* Areas section button consistency */
.home-fintech .fin-btn-white {
  color: var(--navy) !important;
  text-decoration: none !important;
}
/* ===== Home Service Area color + spacing above footer CTA ===== */
.home-fintech .service-area-highlight {
  margin-top: 26px;
  margin-bottom: 18px;
  padding: 34px 24px;
  border: 1px solid #e9d7ab;
  border-radius: 24px;
  background:
    radial-gradient(900px 260px at 10% -20%, rgba(201, 162, 79, 0.18), transparent 60%),
    radial-gradient(900px 260px at 90% -20%, rgba(201, 162, 79, 0.1), transparent 60%),
    #fffdf8;
  box-shadow: 0 14px 34px rgba(11, 30, 68, 0.08);
}

.home-fintech .service-area-highlight .fin-kicker {
  color: var(--gold-deep) !important;
}

.home-fintech .service-area-highlight .fin-section-title {
  margin-bottom: 10px;
}

.home-fintech .service-area-highlight .fin-btn {
  border-color: rgba(11, 30, 68, 0.3);
}

/* Add breathing room before bottom CTA/footer area */
.home-fintech .fin-cta-row.footer-cta-gap {
  margin-top: 78px !important;
  margin-bottom: 36px !important;
}

@media (max-width: 980px) {
  .home-fintech .fin-programs-quick {
    padding-top: 58px;
    padding-bottom: 64px;
  }

  .home-fintech .fin-programs-quick .fin-section-title {
    margin-bottom: 18px;
  }

  .home-fintech .fin-programs-quick .fin-card {
    padding: 26px;
  }

  .home-fintech .fin-programs-quick .fin-grid,
  .home-fintech .fin-home-faq .program-feature-list {
    grid-template-columns: 1fr;
  }

  .home-fintech .service-area-highlight {
    padding: 24px 16px;
    margin-top: 20px;
  }

  .home-fintech .fin-cta-row.footer-cta-gap {
    margin-top: 42px !important;
    margin-bottom: 24px !important;
  }
}
.home-fintech .fin-fineprint a {
  color: #f2d59f;
  text-decoration: underline;
  font-weight: 700;
}

.home-fintech .fin-fineprint a:hover {
  color: #ffffff;
}
.home-fintech .fin-fineprint {
  margin-top: 12px;
  margin-bottom: 0;
}

.home-fintech .fin-fineprint-link {
  margin-top: 10px;
  margin-bottom: 0;
  text-align: center;
}

.home-fintech .fin-fineprint-link a {
  color: #f2d59f;
  text-decoration: underline;
  font-weight: 700;
}

.home-fintech .fin-fineprint-link a:hover {
  color: #ffffff;
}