Why Buyers Choose VA
VA loans can offer excellent long-term value with no required down payment for eligible borrowers and no monthly PMI.
Zero Down Payment
Qualified borrowers may be able to buy with no down payment.
No Monthly PMI
VA financing does not require monthly private mortgage insurance.
Strong Affordability
Can improve monthly payment strategy for eligible military buyers.
Flexible Qualification
Guidelines are built to support eligible military borrowers.
Who VA Is Often Best For
- Eligible veterans and active-duty service members
- Military families seeking a low-cash-to-close option
- Buyers focused on monthly payment efficiency
- Primary-residence buyers in purchase scenarios
Common VA Notes
- Certificate of Eligibility (COE) is required
- Primary residence occupancy requirement applies
- Funding fee may apply depending on eligibility/use
- Income, credit, and property qualification standards apply