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Tell me your goal and I will help you map the next steps in plain English.

Serving all of Florida, with deep focus in Central Florida. My home base is Polk County, and I help buyers across Orlando and the communities around Disney.

Book a 30 minute call

Pick a time that works for you. Answer a few quick questions during booking so I can come prepared with the best next steps.

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We will cover your timeline, your comfort zone, and the best fit between standard mortgage options and any specialty path that may better fit your scenario.

Book a 30 minute call

Verify my license on NMLS Consumer Access

What to have ready

  • Your current address and the area you want to buy in
  • Your timeline, 0 to 3 months, 3 to 6 months, or 6 plus months
  • Estimated credit range if you know it
  • Income type, W2, salary plus bonus, self employed, or other
  • Any questions or concerns you want to talk through

If you do not see a time that works, call, text, or email me and I will point you to the cleanest next step.

Loan programs Home buying journey Areas I know best

Common questions

How fast will I hear back

Same day or next business day in most cases.

Do I need 20 percent down

No. Many first time buyers use FHA, VA, USDA, or conventional low down options, depending on eligibility and overall cash to close.

What should I avoid before closing

Do not open new credit, do not change jobs without checking first, and do not move money around without a quick conversation.

What documents should I have ready

Pay stubs, W2s, two months of bank statements, and a photo ID are a great starting point.

What should I bring to a 30 minute call

Your target area, your timing, a rough credit range if you know it, and any questions you want answered first.

Helpful pages to start with

Loan Programs Home Buying Journey Areas We Serve Realtor Partners Homebuyer Blog

Work with a verified Florida mortgage advisor

Scott Mason | Mortgage Advisor

NMLS 2576892 | Loan Factory NMLS 320841

Serving Florida statewide with deep focus in Central Florida, home base Polk County, including Orlando and the communities around Disney

Verify my license on NMLS Consumer Access

About Scott Contact Call 407-392-9592 Email Scott

Rates and terms subject to change. Not a commitment to lend. Equal Housing Lender.

Ready For Clear Guidance And A Simple Plan?

Whether you are buying your first home, comparing loan options, or just trying to understand your next best move, I will help you sort through it with honest guidance and clear next steps.

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