Military Home Financing

VA Loans

A strong zero-down option for eligible veterans, active-duty service members, and qualifying military families.

Why Buyers Choose VA

VA loans can be a strong long term option for eligible borrowers, with no down payment required and no monthly PMI.

Zero Down Payment

Qualified borrowers may be able to buy with no down payment.

No Monthly PMI

VA financing does not require monthly private mortgage insurance.

Strong Value

A powerful benefit set for eligible military buyers, designed to support homeownership.

Flexible Qualification

Guidelines are built to support eligible military borrowers.

Who is a VA loan usually best for?

Eligible veterans and active-duty service members
Military families seeking a low-cash-to-close option
Buyers who want a zero down option and no monthly PMI
Primary-residence buyers in purchase scenarios

Common VA Notes

Certificate of Eligibility (COE) is required
Primary residence occupancy requirement applies
Funding fee may apply depending on eligibility/use
Income, credit, and property qualification standards apply

Work with a verified Florida mortgage advisor

Scott Mason | Mortgage Loan Originator / Mortgage Advisor

NMLS 2576892 | Loan Factory NMLS 320841

Serving Florida statewide with deep focus in Central Florida, home base Polk County, including Orlando and the communities around Disney

Verify my license on NMLS Consumer Access

About Scott Contact Call 407 773 4007 Email Scott

Rates and terms subject to change. Not a commitment to lend. Equal Housing Lender.

If you are buying in Central Florida, including Orlando and the communities around Disney, I can help you confirm your VA eligibility and map the next steps.

Common VA loan questions

Who qualifies for a VA loan

Veterans, active duty service members, and some surviving spouses may qualify. A Certificate of Eligibility is required.

Is a down payment required

VA loans are commonly zero down for eligible borrowers, depending on lender guidelines and qualification.

Do VA loans have mortgage insurance

VA loans do not require monthly PMI. A funding fee may apply depending on eligibility and use.

What do I need to get started

Your basic info, a rough timeline, and your COE if you have it. If not, I can help you request it.

Want To Confirm Your VA Path?

I’ll give you a clear eligibility review and next-step strategy before you make your next move.

Book a 30 minute call Apply Now

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